Time matters. So do you.
About Us
At our core, we believe legal guidance should bring clarity, not complexity. Combining over 30 years of legal expertise with a deep background in financial services, we help individuals and families protect their wealth, safeguard their loved ones, and resolve sensitive disputes.
Whether you are planning for the future, managing the estate of a loved one, or navigating a legal dispute, we provide clear, strategic, and compassionate advice tailored to your unique financial and personal goals. We handle the legal complexities so you can focus on what matters most—with complete peace of mind.
Rosemary Rowlings
Qualifications
Bachelor of Laws (with Distinction)
Bachelor of Financial Services (with Distinction)
Post Graduate Diploma in Legal Practice
Alternative Dispute Resolution
Master of Business Administration
Master of Technology (Computing)
Admitted to practice in
Supreme Court of Victoria
High Court of Australia
Memberships
Law Institute of Victoria
Financial Advice Association of Australia (FAAA)
The Tax Institute
Project Management Institute (International)
About Rosemary
Specialising in estate planning and litigation, Rosemary brings over 30 years of professional experience to her practice. By combining deep legal expertise with an extensive background in financial services, she ensures that her clients' lifestyle, tax, and long-term financial objectives are fully aligned.
Known for her calm, compassionate, and approachable nature, Rosemary takes the time to truly listen. She excels at translating complex legal concepts into clear, practical options, empowering clients to make confident, well-informed decisions. Working closely with accountants and financial advisors, she ensures a holistic strategy tailored to each individual's complete financial picture.
Whether guiding a family through proactive estate planning or navigating a sensitive legal dispute, Rosemary’s priority is providing reassuring, strategic support during challenging times. Her goal is simple: to offer peace of mind, streamline the legal process, and help protect the future for the next generation.
Grounded in professionalism and trust, Rosemary handles every matter with a focus on simplicity and emotional clarity. Recognising that legal challenges often arrive during profound life changes—particularly following the loss of a loved one—she brings a quiet strength and deep empathy to help carry the burden during sensitive times.
Outside of her practice, Rosemary stays closely connected to evolving financial legislation and case law. She enjoys traveling with family and friends, reading, and attending live music concerts.
Who we support
We help individuals, couples, families/blended families, and business owners navigate life’s critical decisions with clarity and confidence. By looking at your complete financial and personal picture, we build forward-thinking legal strategies that protect your future—so you can focus on enjoying what matters most.
Empower
Empowering you to live the life you want.
Navigate
We help you to navigate life’s challenges, providing you with clear practical legal advice, to help you make informed decisions.
How we help
We believe in total financial transparency. We provide clear, fixed pricing upfront for your estate planning needs. For all other legal matters, we supply detailed cost estimates before work begins and keep you informed at every stage—ensuring complete clarity without any surprises.
Estate Planning
Wills
Codicils – Changes to Wills
Wills with Testamentary Trusts
Special Disability Trusts & Centrelink considerations
Codicils – changes to Wills
Powers of Attorney
Medical Treatment Decision Makers
Life Interests and rights of occupation
Superannuation – Binding Death Benefit Nominations
Transferring wealth to the next generation
Asset protection for family members
Self-Managed Super Fund
- Binding Death Benefit Nominations
- Entity specific Power of Attorney
Estate Administration
Applying for probate
Estate Administration
Executor Advice
Applications relating to the appointment of administrators
Applications for renunciation/removal of Executor(s)
Trust Advice
Review of existing Testamentary Trusts
Review of Family (Discretionary) Trust Deeds
Plans for Family Trust succession
- Change of Appointors, Trustees
- Change of beneficiaries
Superannuation Death Benefits
Making a claim for superannuation death benefits
Life Insurance
Claiming life insurance
Deceased Estate Disputes
Guidance when disputes arise over a deceased estate
Negotiated dispute resolution
Advice for Executors
Part IV Family provision claims (made by you or others)
Mediations
Court proceedings
Trust Disputes
Winding up trusts
Assistance with disputes involving trusts
- Beneficiary income distributions
- Capital distributions
Elder Law
Testamentary capacity – Did the Will maker have the mental ability to make a Will?
Knowledge and approval – Did the Will maker know and approve the contents of the Will?
Undue influence/coercion – Did the Will maker make his/her Will freely?
Protection of an older person’s assets and legal rights
Powers of Attorney – applications at VCAT
Dealing with attorney misconduct
- Misappropriation by attorney
- Property or fund transfers
Small business
Sale or transfer of small businesses
Risk assessments
Business re-structuring
Business transfer to next generation
Community Contributions
Rosemary is deeply committed to giving back. She has volunteered her legal services at the Peninsula Community Legal Centre (PCLC) in Frankston, assisted duty clients at the Magistrates' Court, and supported aged care initiatives with MiCare.
Leveraging her background in technology and project management, she also actively volunteers to improve independent living and supported accommodation options for National Disability Insurance Scheme (NDIS) participants.
Get in touch
Please provide your details below to discuss your legal matter and arrange an initial consultation.
Clear legal advice. Practical and effective solutions.
We provide technical excellence, and empathetic counsel.
Contact
Address
P.O. Box 383 Mornington Vic 3931
Phone
0411 258 397Operating Hours
Monday to Friday: 9am - 5pm